Araba E. sells palm oil at Abura near Watreso. Araba has been through junior high school. She is married and has five dependents. Her husband is a farmer. Araba has been selling palm oil for just two years. She assists her husband in the payment of school fees and utility bills. Her loan will be added to her initial working capital to buy more palm fruits to produce more oil for sale. She hopes to further educate her dependents with the new profit.