Nemia is a married woman who lives in Victorias, Negros Occidental. She earns her living by operating a fishing/fish vending business. Her husband Rodolfo, who is 53 years old, works as a fisherman to earn his living. They have four children who are 23 to 29 years old. Nemia joined NWTF-Project Dungganon in 1999 because she aspired for something better for her family. With the help of her past 17 loans from NWTF-Project Dungganon, Nemia has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 20,000 helped her earn a monthly profit of PHP 8,000, uplifting the family's standard of living. This time, for her 18th loan, she is borrowing PHP 20,000 to purchase a fishing net so that she can continue to save up for the future security of her family and to expand her fishing activities. Nemia is a Dungganon woman who is following an honorable path toward the achievement of her dreams.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.