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Ferlie is a married woman who lives in Narra, Palawan. She earns her living by selling vegetables and farming. Her husband Oscar, who is 49 years old, works as a farmer to earn his living and helps in his wife's business activities. They have five children who are between 3 and 22 years old. Ferlie joined NWTF-Project Dungganon in 2003 because she aspired for something better for her family. With the help of her past 16 loans from NWTF-Project Dungganon, Ferlie has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 24,000 helped her earn a monthly profit of PHP 14,000, uplifting the family's standard of living. This time, for her 17th loan, she is borrowing PHP 27,000 to buy more vegetables to sell and to buy fertilizers, etc. for her farm, so that she can continue to save up for her children's education. Ferlie is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 353
    View loans »
    Philippines Loans Fundraising
  • $70,673,000
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Ferlie to purchase vegetables to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 17, 2011
Mar 24, 2011
Currency Exchange Loss:
Sep 15, 2011