Abena K. is a producer of palm oil at Abura, near Frami. She also sells cosmetics and underwear. Abena has attained a senior high level of education. She is married and has 2 children. Her husband is a petty trader. As a way of supporting her husband, she pays the school fees of her children. She wants to expand her cosmetics and underwear business. So she is requesting a loan to buy these items in larger quantities for resale. The increase in her capital as a result of the loan will be used to build a shop.