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Harriet N. lives in the Busega neighborhood in the city of Kampala, Uganda. She is married and has four children, all of whom are in school. Harriet has a business of a beauty salon. She has been in this business for 10 years, and she works 7 days a week. Harriet sells her products in the market, by means of retail. Harriet has requested a loan of 800,000 Ugandan Shillings from MCDT SACCO, which she will use to buy more braids and cream relaxers.

The main business challenge(s) for Harriet include seasonality and ever-increasing prices of braids and cream relaxers. Her goals and aspirations for her business are to own a fully stocked and bridal salon. Harriet lives in a home that she rents; she has access to electricity and has access to piped water. Her major monthly expenses include school fees, medication, paying utility bills.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 120
    View loans »
    Uganda Loans Fundraising
  • $33,598,375
    Funds lent in using Kiva
  • 2,405.0
    Uganda Shillings (UGX) = $1 USD