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Salyibubu T. is 45, married and has four children. She works as a nurse at the hospital and her husband is a crane driver. Salaries of the medical personnel are not high in the rural areas. For this reason, people need to find an additional means of subsistence.

In 2002, Salyibubu decided to engage in selling meat products at the local market. She started this activity with the initial capital of 20,000 KGS and managed to earn about 16,000 KGS in a month. With the revenues, she was able to pay for the education of her elder daughters. Salyibubu has applied for a loan of 85,000 KGS to purchase 14 sheep. This will allow her to broaden her business and to help in purchasing a flat in Bishkek, the capital city.

About Bai-Tushum:

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Salyibubu to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 28, 2011
Apr 1, 2011
Currency Exchange Loss:
Mar 15, 2012