Thelma is a widow who lives in Negros Occidental, Philippines. She earns her living by operating a general store. She has two children who are 25 and 37 years old.
Thelma joined NWTF-Project Dungganon in 2007 because she aspired for something better for her family. With the help of her past six loans from NWTF-Project Dungganon, Thelma has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 14,000 helped her earn a monthly profit of PHP 3,200, uplifting the family's standard of living.
This time, for her seventh loan, she is borrowing PHP 15,000 to pay for more stock for her general store so that she can continue to save up for the future to expand her business. Thelma is a Dungganon woman who is following an honorable path toward the achievement of her dreams.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.