Luzviminda is a 54-year-old married woman who supports her family by operating a vegetable garden. She lives in the municipality of Narra, Palawan. She has been a member of NWTF-Project Dungganon since 2003 and has improved her living conditions with the help of her loans from NWTF and through her own efforts. By working hard in her vegetable garden business, she is gradually making her family more economically stable. She now earns an average monthly income of PHP 12,000. Luzviminda is borrowing PHP 24,000 to purchase fertilizers and seeds for her vegetable garden. This will be her 14th loan from NWTF-Project Dungganon. Her previous loan of PHP 22,000, which she paid off well within its term, was just another step in her journey toward economic freedom. Luzviminda aspires to elevate her family's living conditions and ensure their future well-being by following the Dungganon way.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.