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Safia Amjad Masih's Group
In this Group: Safia , Niaz, Noreeja, Bilquis, Naheed
Safia is 31 years old and has no child yet. She spends most of her time at home doing household tasks. Safia lives in Jaranwala, which is a small city in Pakistan’s Punjab known for its agricultural activity. She has been living there with her family in a four-room brick house for the last four years.

Safia’s husband is A. M., and he is a vegetable vendor who gets up early in the morning to go to vegetable shops. His clients are mainly people who sell vegetables from their shops in different areas of the city. He provides them with fresh vegetables and so earns a good profit.

Safia is a client of Kiva’s partner Asasah; this will be her second loan with them. During her previous loan year, she paid her installments on time and never missed a single meeting. Safia has now applied for a loan for the further improvement of her husband’s business. With the loan he will buy fresh vegetables in bulk to sell through his own shop.

Safia is hopeful that such an investment will improve his business and increase his monthly income.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 218
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Safia Amjad Masih's Group's $1,000 loan helped a member to buy fresh vegetables in bulk to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 17, 2011
Mar 18, 2011
Currency Exchange Loss:
Mar 15, 2012