He requested the support of Kiva with this 4th loan to buy construction material. He is making his purchases little by little, considering his limited income. His plan is to make improvements to his humble housing and build what is still missing. He is grateful to Kiva for the previous loans he received and that allowed him to plaster the walls of his house.
His dream is to go to graduate school, have job security and keep his family always together.
Solicita nuevamente el apoyo de Kiva en su 4to crèdito para comprar materiales de construcciòn e ir comprando poco a poco ya que de un solo se le hace dificil por sus ingresos que son limitados, pretende comprar cierta parte de materiales para luego realizarle mejoras a su humilde vivienda que aun le falta, a la vez agradece a Kiva por el financiemiento anterior el cual fue beneficiado, pues logro repellar las paredes de su casa.
Su sueño es culminar sus estudios universitarios y tener estabilidad laboral y tambien que su familia permanezca siempre unida.
About AFODENICThis loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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