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Esmilce Jamileth
Dr. Esmilce Jamileth is 31 years old and lives with her partner who helps her cover expenses. They have no children yet and only have personal expenses and education costs. She has worked for four years as a general doctor at Minsa and is currently studying to be a teacher. She struggled to complete her college education and is very responsible and well-loved. She comes from a modest family but has been able to improve her lifestyle thanks to loans.

She is requesting her fourth loan to pay for house expansion since her house is very small. She is grateful to Kiva for the previous loan that helped her put in flooring and plaster.

Her dream is to make home improvements and continue working to put food on the table every day.
View original language description ↓
La Doctora Esmilce Jamileth de 31 años de edad, su compañero de vida lo ayuda con el pago de las cuotas ya que son bien unido y aun no tienen hijos por lo tanto solamente sus gastos personales y los gastos de sus estudios, ella trabaja como medico general del Minsa desde hace 4 años, actualmente esta estudiando una maestria , ella es una joven que ha luchado por culminar sus estudios universitarios, muy responsable y bien querida, proviene de una familia humilde pero con comodidades que han mejorado atravez del tiempo con creditos.

Solicita su cuarto crèdito para realizarle un anexo a su vivienda ya que es muy pequeña, esta agradecida con Kiva ya que gracias al credito anterior pudo poner piso y reppelar su habitacion.

Su mayor sueño es acondicionar su vivienda y mejorarla que no le falte el trabajo para el sustento del pan de cada dia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 22.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Esmilce Jamileth to pay for house expansion.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 17, 2011
Apr 1, 2011
Currency Exchange Loss:
Mar 15, 2012