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C 4905 Twumvikane Group
In this Group: Jean Paul, Ernestine, Rehema, Emmanuel, Petronille, Mary
Jean Paul is 34 years old and married. He has two children, aged between 4 and 7 years old. He is the president of the group which is called "TWISUNGANE" in the local language. Jean Paul is the first person on the left side. He owns a business selling foodstuffs such as sugar, rice, salt, etc. This group contains six members: four women and two men.

Jean Paul and his group have requested a Kiva loan via Vision Finance Company for the purpose of expanding his businesses through purchasing more goods such as: sugar, soap, rice and salt. Through this expansion, Jean Paul will be able to earn more profit, which will allow him to save in the future.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of C 4905 Twumvikane Group's $1,775 loan helped a member to purchase more goods such as: sugar, rice, soap, biscuits, etc. to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 25, 2011
Apr 1, 2011
Currency Exchange Loss:
Sep 15, 2011