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Sypaada's Group
In this Group: Sypaada, Азизбек, Дилорам
Sypaada J. is 19 years old, a young leader of this group. Unlike many of her peers she always knew exactly what she wants to do in life. When she chose her profession Sypaada was not driven by prestige or the demand of the profession, but rather by what she had a real aptitude for and what gave her gratification. She became a hairdresser.

When she was seventeen Sypaada finished a school of image making and hairdressing. Two years of working with experienced specialists in the country's capital helped her when she moved back to her home town of Toktogul to share her skills with her colleagues. Daily long hour shifts have increased her clientele base. Thus the monthly income for Sypaada is now 10000 soms. With more services offered in her salon there are more expenses. Most expenses include equipment, instruments and supplies. Sypaada plans to spend this loan mainly on buying additional instruments for the salon. Her biggest dream is to open her own beauty salon with highest quality service.
View original language description ↓
Сыпаада Жаманакова, 19, молодой лидер этой группы. В отличии от многих своих сверстников, она всегда точно знала чем она будет заниматься в жизни. В выборе профессии Сыпаада руководствовалась не престижем и востребованностью профессии, а тем , к чему у нее настоящая склонность и от чего она получает удовольствие. Этим занятием стало парикмахерское дело. В 17 лет Сыпаада закончила курсы обучения имиджмейкерства и парикмахерских услуг. Два года работы у опытных специалистов в столице помогло ей по возвращении в родной город Токтогул поделиться своими навыками с коллегами. Многочасовая ежедневная работа повысила привлечение клиентов. Таким образом ежемесячная прибыль для Сапаады составляет 10 000 сомов. Чем больше услуг предлагает парикмахерская, тем больше затрат она требует. Основные затраты включают оборудование, инструменты и косметические средства. Сыпаада планирует потратить этот кредит именно на приобретение дополнительных приборов для салона. Ее большая мечта – открыть свой салон красоты с высококачественным обслуживанием.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 58
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Sypaada's Group's $850 loan helped a member to buy supplies for the hairdressing salon.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 3, 2011
Mar 17, 2011
Currency Exchange Loss:
Jul 15, 2011