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Anarkan's Group
In this Group: Anarkan , Gulnur, Mairambek, Uruya, Jumabu, Azida
Anarkan A., 54, is a leader of this group. She’s a resident of the town of Toktogul, in the western part of Kyrgyzstan. She has four children, only one of whom is financially dependent on her. The family business of cattle breeding and selling is the only source of income for the family, because Anarkan’s husband relies on a pension. The business was inherited from her husband’s parents, who gave them some cattle for further breeding.

Anarkan remembers painfully a time when all families involved in cattle breeding faced fierce economic conditions. Severe winters and extremely dry summers led to a lack of hay for cattle, and the volume of milk received fell dramatically. Anarkan was on the brink of giving up the business, but it was the only thing she had ever done, so she persisted, and survived that period.

It's been 25 years since she got involved in cattle breeding. Nowadays the monthly profit reaches 3000 soms. Some of the household electrical appliances are out of order, including Anarkan’s washing machine. She hopes to get this loan in order to purchase a new washing machine. Her dream is to purchase a nice piece of land and build a house.

Where Did This Loan Come From?

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our lending team – Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 40
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 47.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Anarkan's Group's $1,975 loan helped a member to purchase a washing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 18, 2011
Mar 18, 2011
Currency Exchange Loss:
Mar 15, 2012