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Shirley is widow, who lives in Northern Pob. Calamba. Her five adult-aged children now living independently. Shirley makes and sells "sampaloc" (tamarind) candy as her primary business. She has been making candy for 10 years and earns a monthly net income of about 5,000 Philippine pesos (PHP).

In 2004, Shirley joined Kiva field partner PMPC to gain access to financial services with the hopes of improving her living situation and her ability to engage in business activities. Shirley successfully repaid her previous loan of 30,000 PHP, and this will be her 15th loan from PMPC. Shirley is requesting a new loan of 37,000 PHP which will be used to purchase raw ingredients needed to make her candy.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 408
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Shirley to purchase raw ingredients used to make tamarind candy.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 15, 2011
Mar 23, 2011
Currency Exchange Loss:
Mar 15, 2013