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José Ovidio
José Ovidio S. E., 43, lives in the San José Guayabal district of the Department of Cuscatlán. He lives humbly with his mother, aunt, and cousin. He has lived in the area for 10 years and is very well-known among the inhabitants. José transports people and goods and is a farm worker in the sowing season. Transporting cargo is the business that generates most of his annual income, which he uses to help his family economically. He wants to improve the condition of his vehicle so he can have better work and make a bit more money out of it. He has decided to improve his transport service and is asking for a loan to buy the necessary supplies to maintain and upgrade his vehicle and thereby improve the quality of life for himself and his family.
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José Ovidio S. E. de 43 años de edad, reside en el Municipio de San José Guayabal del Departamento de Cuscatlán. Vive en condiciones muy humildes con su madre, tia y primo. Tiene 10 años de vivir en la zona, por lo que es muy conocido por los habitantes del municipio. José se dedica al tranporte de carga, personas, y a la agricultura en epocas de siembra. Es un hombre trabajador, confiable y responsable.
El transporte de carga es el negocio que le genera la mayor parte de sus ingresos durante el año, los cuales le sirven para ayudar economicamente a su familia. Su sueño es mejorar las condiciones de su vehículo para poder hacer un mejor trabajo y lograr tener un poco mas de ingresos del mismo. A decidido prestar un mejor servicio de trasporte, por lo que solicita este crédito para la compra de los repuetos necesarios para el mantenimiento y mejora de su vehiculo y de esta forma poder mejorar su calidad de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 689
    View loans »
    El Salvador Loans Fundraising
  • $29,609,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped José Ovidio to buy supplies to improve his vehicle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 9, 2011
Mar 19, 2011
Currency Exchange Loss:
Dec 15, 2011