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Noreen's Group
In this Group: Noreen, Shahnaz Bibi, Sania Bibi, Parveen, Parveen
Noreen lives in Gujranwala, Punjab, Pakistan known for its agriculture. She resides with her family in a two-room brick house she moved to 13 years ago. She is a seamstress who sews clothes for her neighborhood clients. She has three children. Her eldest son is enrolled in a local school while the others are too young to attend school. Her husband's name is N. M. and he is a painter by profession who paints walls, buildings and houses. He receives orders and fulfills them within the set period of time to earn income for the family.

Noreen’s father-in-law and brother-in-law also live with the family. Both of them contribute to the family financially by doing painting work. She has applied for a loan from Kiva partner Asasah for her husband. With the loan, he will buy paint boxes and paint brushes to provide better quality service to his clients. He has operated this business for the past 7 years and Noreen is confident that an investment will help him increase his orders and income. She is a new loan applicant of Asasah, applying for the first time. In the photo Noreen, in yellow, holds her Asasah passbook.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 345
    View loans »
    Pakistan Loans Fundraising
  • $16,486,475
    Funds lent in using Kiva
  • 85.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Noreen's Group's $775 loan helped a member to buy paint boxes and brushes for painting business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 15, 2011
Mar 16, 2011
Currency Exchange Loss:
Mar 15, 2012