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Som T. is a 40-year-old mother of two teenage children. She is a seamstress who lives in Phnom Penh. Her husband, Say Chea, aged 40, repairs sewing machines at the same factory. In addition to these jobs, they are also local farmers who grow rice crops and some fruit on their own farmland. Presently, Som T. and her husband face difficulties with traveling. They walk to work or go by taxi because they have no vehicle for commuting purposes. To solve this problem, Som T. is requesting a loan to buy a new motorcycle to use to commute to work.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Som to buy a new motorcycle to use to commute to work.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 21, 2011
Apr 1, 2011
Currency Exchange Loss:
Mar 17, 2012