Som T. is a 40-year-old mother of two teenage children. She is a seamstress who lives in Phnom Penh. Her husband, Say Chea, aged 40, repairs sewing machines at the same factory. In addition to these jobs, they are also local farmers who grow rice crops and some fruit on their own farmland. Presently, Som T. and her husband face difficulties with traveling. They walk to work or go by taxi because they have no vehicle for commuting purposes. To solve this problem, Som T. is requesting a loan to buy a new motorcycle to use to commute to work.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.