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Dul K. is a 57-year-old widow who earns a living by selling different kinds of Khmer cake in her community. She was married, but her husband died of illness several years ago.

Dul K. is good at for making nice cakes. She has been in this business since 2005, and generates a revenue of approximately $3 USD a day, which she uses to meet her family’s needs. She has eight children, seven of whom are single and still live with her in the same house. One of her children is married and now lives separately. Dul K. says that her two daughters, who are employed in a garment factory as seamstreses, have been paying money for taxis to get to work because they don’t own a vehicle. In order to encourage her children, Dul K. is applying for a loan to purchase a motorcycle for her daughters to use to commute to work.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 71
    View loans »
    Cambodia Loans Fundraising
  • $41,838,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Dul to purchase a motorcycle for her daughters to commute to work.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 21, 2011
Apr 1, 2011
Currency Exchange Loss:
May 15, 2012