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Flory D. Gutiérrez lives in Ostional community, in Guanacaste. Ever since she was a little girl, Flory always enjoyed looking after her family's hens. Nowadays, this is her business and it has allowed her to get ahead in life and support her children.

Flory's enterprising spirit has allowed her to grow as a small businesswoman. However, a lack of investment has prevented her from growing any further. For this reason, she needs a loan for 500,000 colones, so that she can buy building supplies, animal feed and more hens. She hopes that this loan will help jump start her business so that she can make more income. Flory is a member of the company 'Apoyo Comunal Ostional Ltd.', one of 100 credit companies who are members of EDESA.
View original language description ↓
Flory D. Gutiérrez es vecina de la comunidad de Ostional en Guanacaste.
Ella desde muy niña le gustaba cuidar las gallinas de su familia, hoy en día ese es su negocio y es lo que le ha permitido seguir adelante y mantener a sus hijos. Hoy su espíritu emprendedor le ha permitido crecer como microempresaria, sin embargo la falta de inversión no le ha permitido crecer mas, es por eso que ella necesita un préstamo de ₡500 000 (quinientos mil colones) para la compra de material de construcción, alimento y mas gallinas. Ella espera con este crédito ahora si darle un renuevo a su negocio para poder generar más ingresos
Ella es socia de la empresa de Apoyo Comunal Ostional S.A, una de las 100 empresas de crédito socias de EDESA.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 497.0
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Flory to buy chicks and building supplies.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 18, 2011
Mar 18, 2011
Currency Exchange Loss:
Apr 19, 2013