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Ha Y., 48 years old, is a widowed woman who owns a small house and a grocery shop, where she sells many items, including cooking ingredients, sweets, shampoo and soft drinks. Ha Y. retails her inventory to people who are passing by and who are also her neighbors living near her house. She has been running a grocery investment for a long time and earns an average of $5 a day. She also relies on her son’s business. He normally needs to reserve a section of the pond where small fish grow, and he also catches them to sell when the fish are mature. Recently, he has needed more money to supply his business, so Ha Y. has requested a loan of $1200.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 68
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Ha to assistst in her son's fish-feeding business.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 17, 2011
Apr 1, 2011
Currency Exchange Loss:
May 15, 2012