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The woman in the photo is Mrs. Pen T., age 38, who lives in the province of Kompong Tom, Cambodia, where she earns a living raising pigs. Since 2000, she has run this business and it has provided her with income to attain her standard of living. She is married with six children, two of whom are single and the rest are married and live in their own house. Her husband earns a living by providing band services to his neighbors and other villagers in and around his community. Mrs. Pen T. is going to use her loan to add to her current savings to buy a piece of farm land near her house. She will use this land for her farming business or to rent out to farmers for a fee.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 87
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Pen to buy a piece of farm land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 16, 2011
Apr 1, 2011
Currency Exchange Loss:
Jan 16, 2012