The woman in the photo is Mrs. Pen T., age 38, who lives in the province of Kompong Tom, Cambodia, where she earns a living raising pigs. Since 2000, she has run this business and it has provided her with income to attain her standard of living. She is married with six children, two of whom are single and the rest are married and live in their own house. Her husband earns a living by providing band services to his neighbors and other villagers in and around his community. Mrs. Pen T. is going to use her loan to add to her current savings to buy a piece of farm land near her house. She will use this land for her farming business or to rent out to farmers for a fee.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.