A loan of $600 helped to restock her store with products such as oil, rice, canned goods, and soft drinks.


Luz Emilsen's story

Luz P. P. is the owner of “Tienda La Caleña” where she sells retail products such as food, provisions, soft drinks, and liquor. This activity became part of her vocation in 2008 when she came to the northern coast of Colombia with her husband and two children, who are now 14 and 21 years old. With the severance pay her husband received from his job, Luz started her business with little capital. She gradually acquired fixed assets and stocked her business in small quantities. At the moment, she has reached a point of equilibrium so she does not want to accumulate debt unless she is organized enough to make her payments on time. Since her husband started a job as a security guard, Luz decided to begin building her credit record with Fundación Mario Santo Domingo. This is why she has returned for a Kiva loan. In addition, she wants to respond to her need for growth because without this support, Luz is limited by her lack of capital for buying all of the everyday products that her customers are demanding.

With her Kiva loan, Luz will stock her store with products that have high turnover. In the future she wants to start a new business in addition to her store, selling fast food. This will be her greatest challenge.

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Translated from Spanish by Kiva volunteer Ronan Reodica



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