A loan of $625 helped to purchase additional stock for her general store.


Nuru's story

This is 30 year-old Nuru M.. She runs a ‘duka’ (shop) in the rural town of Pangani, where she sells a variety of foodstuffs, such as rice, oil, sugar, biscuits, butter, and candy. Nuru established the business in 2005 and has already repaid one loan from SELFINA. She now requires a loan of $625 to purchase additional stock in bulk. Nuru is married to husband Seifu and has four children under 16.

SELFINA is engaged in economic empowerment of women in Tanzania through leasing and leaseback facility as a practical way to achieve economic and social emancipation for women.

SELFINA has taken a lead role as a pioneer of micro-credit in Tanzania through Micro-Leasing. Customs and traditions in Tanzania normally make it difficult for women to own land and assets, thus they are termed not-creditworthy by financial institutions as they lack tangible collateral assets. This leads to poor financial support hence poor access to basic needs and services for women with low incomes.

SELFINA buys and leases equipment to women. Where a client needs working capital, SELFINA buys equipment from said client extending a loan to her and then leases back the same equipment – a process called a sale and leaseback arrangement.


Loan details


Lenders and lending teams



Loan details