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Chance Group
In this Group: Musa, Suzana , Riziki, Furaha, Mapendo, Bitaki, Luendo, Nabakatsi, Bahati, Maronyi, Kahambu, Kavira, Nabashali, Batasema, Tumaini
Suzana M., age 60, is married and the mother of ten children. She's an entrepreneur, and the leader of the Chance group. Her husband is "chef d'avenue" (exercising authority over his neighborhood). Suzana M. sells charcoal at the sectorial market Afia Bora.

She's been running this business since her youth. Around 2008, she got her first loan from Kiva's partner, Hekima MFI, in order to bolster her capital. This new loan will be used to buy a motorcycle, to provide passenger transportation services across the city and increase her income. She ambitions to ensure the future of her business.

Suzana M. confirms having carried out many projects thanks to Hekima's loan. She thanks Hekima for its actions targeting poor women who do not get access to loans from regular banks. The Chance group comprises 15 members.
View original language description ↓
Suzana M. est entrepreneur, leader du groupe d’affaire Chance, âgée de 60 ans, mariée, mère de 10 enfants. Son conjoint est l’autorité de base d’une avenue (chef d’avenue). La cliente Suzana M. est vendeuse des braises. Elle s’installe au marché sectoriel Afia Bora. Depuis sa jeunesse, Suzana M. exerce cette activité. Vers 2008, elle bénéficia de premier crédit de l’IMF Hekima pour renforcer son capital. Ce nouveau crédit doit lui servir d’acheter une moto pour faire le taxi urbain (trans-ville) et accroitre à plus ses revenus. Elle ambitionne pérenniser son entreprise. La cliente Suzana M. confirme avoir réalisé tant des projets avec le crédit de l’IMF Hekima. La cliente Suzana M. remercie l’IMF Hekima pour ses actions dédiées aux pauvres femmes exclues de banque classique. Le groupe Chance est constitué de 15 membres.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 17
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,397,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Chance Group's $5,000 loan helped a member to buy a motorcycle.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 11, 2011
Mar 14, 2011
Currency Exchange Loss:
Aug 15, 2011