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Kousar's Group
In this Group: Kousar , Najma Bibi, Shamim Akhtar, Naziran Bibi, Safia Begum
Kousar is 38 years old. Her husband’s name is A. A. and he operates a clothes-selling business. His shop is located in the bazaar from where he sells a variety of women's and men's clothes, etc. He offers competitive prices to customers who buy clothes from him regularly. He also does a second business which is construction supplies. He fulfills the requirements for construction supplies of his customers and supplements the household income.
Kousar supports her husband in his clothes-selling business. She has a good number of customers in neighboring areas. She fills their orders and earns extra income.

She is the mother of four sons and two daughters. Her two elder sons sell salt packs to different departmental stores and others are studying in a local school.

She has applied for a loan from Kiva partner Asasah for her husband who wants to buy clothes for the expansion of his clothes-selling business. This will help him offer more variety to his customers and earn better profit. He has been operating this business for the past 3 years and Kousar is very much hopeful that it will further improve after the loan investment.

She is a new loan applicant and this is her 1st loan application to Asasah. She belongs to Kasur which is a small city in Punjab, Pakistan. It is famous for its leather industry. She lives there in a small home which contains two rooms in the area of Jamatpura.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $17,407,625
    Funds lent in using Kiva
  • 85.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kousar's Group's $1,775 loan helped a member to buy clothes to resell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 11, 2011
Mar 14, 2011
Currency Exchange Loss:
Mar 15, 2012