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Rosita Jorgina
Sra. Rosita Jorgina V. C. is 39 years old and lives in the town of Concepción. She and her husband, who works as a mason, support one another with the household expenses. They have three children in school who help her with her business. For the past sixteen years, Doña Rosita has been selling clothes, shoes, and cosmetics to provide for her children’s welfare. Her plans for the future include seeing them become professionals. There is not a day that goes by in which she tries to meet the daily needs of her children.

With her first loan, Sra. Rosita expanded her business and now she has a small beauty salon that helps her generate more income. She is grateful for the support AFODENIC has provided with the Kiva funds so that she could improve her living conditions. Now that she is in her second loan cycle, Rosita wants to invest in the purchase of clothing and shoes.

View original language description ↓
La señora Rosita Jorgina V. C. , tiene la edad de 39 años , habita en el municipio de la Concepción , junto a su esposo el cual labora como albañil , para apoyarla con los gastos de hogar , ellos tienen tres hijos los cuales estudian y le apoyan con el negocio , doña Rosita desde hace 16 años se dedica a la venta de ropa , zapatos , cosméticos entre otras actividades para poder darle un mejor bienestar a sus hijos , los planes hacia un futuro es poder verlos realizados con unos profesionales y no pasen todas las necesidades por las cuales se ha enfrentado para poder darle el alimento de cada día ,la señora con el primer crédito amplio su negocio ya que ella ahora tiene hasta un pequeño salón de belleza para obtener más ingresos , agradece el apoyo que le brinda Afodenic atrávez de los fondo Kiva ya que ah mejorado su condición de vida , ahora quiere este segundo ciclo para invertirlo en comprar de ropa y zapato.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 44
    View loans »
    Nicaragua Loans Fundraising
  • $26,251,375
    Funds lent in using Kiva
  • 22.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Rosita Jorgina to purchase clothing and shoes to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 16, 2011
Apr 1, 2011
Currency Exchange Loss:
Apr 15, 2012