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Kumba, 40 years old, is married and has two children, one 18 years old and the other 8 months old. Because it is a widely-used product, Kumba established her charcoal business in 2003 and has developed it into profitable enterprise, open seven days a week and nine hours a day. She is requesting a loan in the amount of Le 3,000,000 to purchase more bags of charcoal. In the future, Kumba plans to acquire a piece of land and educate her children well. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 35
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,302.4
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Kumba to buy more bags of charcoal for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 9, 2011
Mar 11, 2011
Currency Exchange Loss:
Dec 15, 2011