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Regina N. S. lives in the Kisenyi neighborhood in the city of Kampala, Uganda. She is married and has four children, all of whom are in school. Regina has a retail shop business. She has run this business for ten years, and she works seven days a week. Regina has requested a loan of 1,200,000 UGX from Kiva partner, MCDT SACCO, which she will use to buy more bags of sugar, cartons of salt, boxes of soap and cooking oil.

Regina also earns additional income by selling milk. Her main business challenge is seasonality. Her goals and aspirations for her business are to extend the business and sell her goods wholesale. Regina lives in a home that she owns; she has access to electricity but not to piped water. Her major monthly expenses are school fees and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 91
    View loans »
    Uganda Loans Fundraising
  • $33,579,050
    Funds lent in using Kiva
  • 2,385.0
    Uganda Shillings (UGX) = $1 USD