Gaspard K. is an executive secretary for the Kicukiro district in Kigali and a cline of ACB since 2007. He is 65 and married. He was born in Rwanda. He has three children between 8 and 11 years of age, and all go to school. Gaspard himself has received secondary education. This loan is his second cycle with ACB, and he has a good payment history. He will use his loan in order to renovate his house. His business strategy is to repay this loan properly and to keep taking out loans in order to build another house he could rent out. He would like to have a good house for his family to live in. He would also like to ensure the well-being of his family and pay for the education of his children.
Gaspard K. est secrétaire exécutif pour le district de Kicukiro à Kigali, et client d’ACB depuis 2007. Il a 65 ans, il est marie, et ne a Rwanda. Il a 3 enfants enter 8 ans et 11 ans, et tous vont a l’école. Gaspard lui-même a une éducation d’école secondaire. Ce crédit est son 2eme cycle avec ACB, et il a une bonne histoire de remboursement. Il va utiliser son prêt pour la réhabilitation d’une maison d’habitation. Sa strategie pour la croissance de l’affaire est de rembourser bien ce crédit, tout en sollicitant les autres crédits en vue de construire une autre maison de louer. Il voudrait avoir une bonne maison d’habitation pour sa famille. Il voudrait aussi assurer le bien être de sa famille, et payer les frais d’études pour ses enfants.
About Amasezerano Community Banking, S.A.
Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.