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Anarhan's Group
In this Group: Anarhan, Назгуль, Тургунали, Салимабу, Бурулкан, Бопонай
In 1994 three years after the collapse of USSR and the beginning of the reform, the family of Nazarkulovs was given a plot of land in several hectares. Being used to working for the collective good, for Nazarkulovs it was new to start their own business. Anarhan N. is 53 years old, she is a leader of this group. At her husband's initiative was the first to buy 2000 soms worth of cattle for breeding. Because agriculture is a seasonal source of income, animal husbandry turned out to be a good addition to the family's savings account. The winter time is a time off from agriculture, but Anarhan now has to take care of the animals. During winter the animals need special care more than in the summer time when the cattle can take care of itself.

Anarhan's husband is a hydraulics technician, they have a fifteen year old daughter who is financially dependent on them. Their older son is 25 and works in the Tashkumyrskiy GAO and also provides his share in the development of their family business.

The fifteen year term has justified Anarhan's anticipation. At this time the agriculture business together with animal husbandry bring Anarhan around 9500 soms of monthly income. As all the other farmers Anarhan is anxiously waiting for the beginning of the sowing season. The purchase of the fertilizer will be her main expense and this is why she wants to take out the loan.
View original language description ↓
В 1994 году, три года после распада Советского союза и начала перестройки, семья Назаркуловых была наделена земельным участком в несколько гектаров. Привыкшие работать на коллективное благо, для Назаркуловых было новшеством начать свой личный бизнес. Анархан Назаркулова, 53 летний лидер этой группы, первой по инициативе своего мужа купила на 2 000 сомов скот для разведения. Так как земледелие – это сезонный источник дохода, животноводство оказалось хорошим дополнением в копилку семьи. Зимнее время – это перерыв для земледела , но у Анархан теперь есть новые заботы о живности. Особенно в зимнее время живность требует особого ухода в отличии от лета, когда скот может ,позаботиться о себе». Супруг Анархан – гидротехник, и у них 15летняя дочь, финансово зависящая о них. Старший 25летнй сын работает в ташкумырском ГАО и в тоже вносит свою лепту в развитие семейного бизнеса. 15летний стаж оправдал ожидания Анархан. На данный момент сельское хозяйство совместно с откормом и разведением скота приносят Анархан около 9 500 сомов месячного дохода. Как и все фермеры, Анархан с нетерпением ждет начала посевов. Покупка удобрений будет ее основной затратой, поэтому она хочет получить кредит.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 34
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Anarhan's Group's $1,750 loan helped a member to buy fertilizer for sowing.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 22, 2011
Mar 14, 2011
Currency Exchange Loss:
Nov 15, 2011