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Sarah N. is 22 years old and lives in the town of Kalerwe in the Kampala central region of Uganda. She is married and has three children. Two of her children are currently in school. Sarah has a cosmetic shop selling all types of body lotion, which she has had for two years. She also has a second business of selling shoes.

To help expand her business, Sarah has requested a loan of 300,000 Ugandan shillings from BRAC Uganda. The loan will be used to purchase more cosmetic lotions and shoes for resale. With the help of this loan from BRAC, Sarah hopes to generate greater profits and contribute to paying school fees. In the future, Sarah hopes to expand her business and also build a house.

Sarah is a member of BRAC’s Empowerment and Livelihood for Adolescents (ELA) program, which has helped her prospects for the future by allowing her to become self-reliant.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 152
    View loans »
    Uganda Loans Fundraising
  • $33,658,550
    Funds lent in using Kiva
  • 2,385.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Sarah to purchase more cosmetic lotions and shoes for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 28, 2011
Mar 12, 2011
Currency Exchange Loss:
Jan 15, 2012