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Elia Group
In this Group: Lwanda, Furaha, Munyerenkana, Riziki, Kavira, Vumilia, Jeanne, Mwakamole, Nibasenge, Mwendapole, Zaina, Musimwa, Philomene, Sifa, Noela , Sudi Faida, Muhombo, Luendo, Mapendo, Furaha, Tatala, Furaha, Malyabo, Nabintu, Zabibu*, Basila, Masika, Katembo, Lwango*
* not pictured
Lwanda M. is an entrepreneur, the leader of the business group Elia, 39 years old, a single woman, and the mother of 3 children, 2 of whom are in school, while the other voluntarily left the scholarly ranks for personal reasons. The client Lwanda M. sells African print cloth (for African women's garments). She displays her merchandise at the central market of Virunga. She has run this business for 20 years. She started her business with her own funds, received from a family member. Around 2009, she received her first loan from the IMF Hekima in order to strengthen her capital. This new loan will allow her to restock with new merchandise of women's clothing (20 lengths of African print cloth). Moreover, she aspires to grow her business. According to her, the Hekima loan will allow her to improve her home and to live in conditions deemed socially acceptable. The client Lwanda M. thanks the IMF Hekima for its actions dedicated to the poor women excluded from classic banks. The group Elia is made up of 29 members.
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Lwanda M. est entrepreneur, leader du groupe d’affaire Elia, âgée de 39 ans, femme vivant seule, mère de 3 enfants dont 2 étudient et l’autre a volontairement quitté le rang scolaire pour ses raisons personnelles. La cliente Lwanda M. est vendeuse des pagnes (habits dames africaines). Elle expose ses marchandises au marché central de ya 20 ans qu’elle exerce cette activité. Elle démarra son activité avec un fonds propre reçu d’un membre de sa famille. Vers 2009, elle bénéficia de premier crédit de l’IMF Hekima pour renforcer son capital. Ce nouveau crédit doit lui servir de s’approvisionner avec des nouvelles marchandises des habits dames (20 pièces de pagnes). En plus, elle ambitionne agrandir son entreprise. Selon elle, le crédit de Hekima lui a servi d’améliorer sa maison et de vivre dans des conditions de vie digne socialement acceptables. La cliente Lwanda M. remercie l’IMF Hekima pour ses actions dédiées aux pauvres femmes exclues de banque classique. Le groupe Elia est constitué de 29 membres.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 3
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,474,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Elia Group's $4,175 loan helped a member to purchase 20 lengths of African print cloth.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 10, 2011
Mar 14, 2011
Currency Exchange Loss:
Aug 15, 2011