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Zoila Natalia
Zoila, age 43, is a hardworking woman who has a small store in the front part of her house. She works from 6am to 9pm, selling food and supplies.

Zoila has many aspirations for her business, so she continues to work hard in order to provide a good life for her six children. She is separated from her husband. Zoila sells dairy products, beverages, rice, sweets, and other products from her store. To continue working in her business, Zoila wants to use this loan to buy construction materials for her home such as cement and blocks.

View original language description ↓
Zoila de 43 años, es una mujer trabajadora que tiene una pequeña tienda en la parte delantera de su casa. Trabaja desde las 06h00am hasta las 21h00pm vendiendo víveres y abastos.

Tiene muchas aspiraciones con su negocio por eso sigue trabajando para darle una buena vida a sus 6 hijos ya que está separada de su esposo. Vende en su tienda, lácteos, bebidas, arroz, dulces etc. Para seguir trabajando y continuar con su negocio ella quiere comprar con el préstamo materiales de construcción para su vivienda como cemento, bloques.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Zoila Natalia to purchase cement and blocks for her home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 11, 2011
Mar 12, 2011
Currency Exchange Loss:
Mar 15, 2012