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Vilma Sobeida
Vilma Sobeida is 55 years old. She is married and lives with her husband and 4 children.

The members of 'San José de los Amarillo's community bank work in short-cycle agriculture, growing corn and rice.

Vilma Sobeida is a farmer who grows corn and rice.

Vilma Sobeida is requesting this loan to grown corn and rice. She will buy supplies and fertilizers for her crops. The support of this loan will help her to financially cover her needs. She faces challenges in her business such as insect infestations, plant diseases and changes in the weather. Her dream is to own her own business.

Vilma Sobeida likes watching television.
View original language description ↓

Vilma Sobeida tiene 55 años, es casada vive con el esposo y los 4 hijos.

Los miembros de la V.R.C. SAN JOSE DE LOS AMARILLOS se dedican a labores agrícolas de ciclo corto siembra de maíz y arroz.

Vilma Sobeida se dedica a la agricultura a la siembra de maíz y arroz.

Solicita el crédito para sembrar maíz y arroz, compra de insumos y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener un negocio propio.

Le gusta ver televisión.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 43
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Vilma Sobeida to buy supplies and fertilizers for her crops.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Mar 1, 2011
Mar 12, 2011
Currency Exchange Loss:
Sep 15, 2011