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Manuel Cornelio
Manuel Cornelio T. S. is married and lives with his wife and children in the canton of Chillanes in the province of Bolívar. He has two children.

The members of the community bank Juntos Trabajadores Agricolas [United Agricultural Workers] are located on the premises of Matilde Esther, located in the canton of Chillanes. The nine members of this group work in agriculture, cultivating cacoa, coffee, and orange crops.

Manuel works in agriculture cultivating cacao, coffee, and oranges. He purchases his products in Mata de Cacao at the end of every month and sells them on Sundays at the market in Chillanes.

He is asking for this loan to purchase agricultural supplies to cultivate cacao, coffee, and oranges. The support of the loan will help him economically because he will be able to meet his needs. He faces challenges like plagues, illnesses, and weather changes. His dream is for his children to have a profession, and also to increase production and market his products.

He likes to be a happy person.
View original language description ↓
Manuel Cornelio T. S. tiene 46 años, es casado vive con la esposa y con los hijos en el Cantón Chillanes Provincia de Bolívar. Tiene 2 hijos.

Los miembros de la V.R.C. JUNTOS TRABAJADORES AGRICOLAS se encuentra ubicada en el recinto Matilde Esther pertenece al Cantón Chillanes, esta ventanilla de 9 miembros se dedica a las labores agrícolas de cultivos de cacao, café y naranja.

Manuel se dedica a la agricultura a la siembra de cacao, café y naranja. Compra sus productos en Mata de Cacao cada fin de mes y los vende en la feria de los domingos en Chillanes.

Solicita el crédito para la comprar de insumos para los cultivos de cacao, café y naranja. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es hacer que los hijos tengan una profesión, incrementar todas las producciones y comercializar los productos.

Le gusta ser una persona alegre.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Manuel Cornelio to cultivate cacao, coffee, and oranges.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 18, 2011
Mar 11, 2011
Currency Exchange Loss:
Mar 15, 2012