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Rosa Luz
Rosa Luz M. D. C., age 56, resides in Santa Tecla in the Department of La Libertad. She has a store and juice shop in her home that she started several years ago. Her husband, Don Guillermo, works as a motorcycle driver in the public transportation sector. They have three children who are working and contributing to the household expenses. Rosa is an accomplished woman and feels happy with the income her business generates. She and her husband have worked together to raise their children, who are now productive citizens of El Salvador.

Rosa does not feel that she has reached her potential in life, so she wants to continue being useful and reinvesting in her business. The loan she is requesting will be used to acquire products that she does not have in stock such as make-up, lotions, and medicines that her customers must have now.

View original language description ↓
Rosa Luz M. D. C., D. cincuenta y seis años D. edad, resiD. y tiene instalada una tienda y venta D. jugos en su casa desD. hace años en Santa Tecla, departamento D. La Libertad. Rosa vive junto a su esposo Don Guillermo que aún trabaja como motorista del transporte público del sector y tres hijos que se encuentran trabajando y que ya colaboran con los gastos que genera este hogar. Rosa es una mujer realizada y feliz ya que gracias a los ingresos que obtiene D. su negocio ha podido colaborarle a su esposo para que sus hijos ya ahora sean personas insertadas en la vida productiva D. este país. Pero Rosa Luz no conforme con esto se siente llena D. vida y desea seguir siendo útil y por ello desea reinvertirle a su negocio, a través del crédito solicitado, para que productos con los que no cuenta como maquillajes, lociones, medicinas ahora los tenga para sus clientes

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 531
    View loans »
    El Salvador Loans Fundraising
  • $31,794,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Rosa Luz purchase make-up, lotions, and medicines.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 8, 2011
Mar 12, 2011
Currency Exchange Loss:
Jan 15, 2012