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Juliet is a married woman who lives in the island of Palawan. She earns her living by operating a rice mill and a general store. Her husband Rufino, who is 43 years old, works as a farmer to earn his living and helps in his wife's business activities. They have eight children who are between 2 and 15 years old. Juliet joined NWTF-Project Dungganon in 2007 because she aspired for something better for her family. With the help of her past nine loans from NWTF-Project Dungganon, Juliet has been incrementally lifting her family's quality of life by the sweat of her brow. Her previous loan of PHP 5,000 helped her earn a monthly profit of PHP 9,700, uplifting the family's standard of living. This time, for her 10th loan, she is borrowing PHP 20,000, so that she could continue sustaining the operations of the rice mill - buy fuel, have enough funds to pay the laborers in the mill, etc. and she also wants to use part of her loan to purchase additional stock for the general store so that she can continue to save up for the future and for the education of her children. Juliet is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 372
    View loans »
    Philippines Loans Fundraising
  • $66,111,575
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Juliet to buy fuel, pay laborers in the rice mill and purchase merchandise to sell in the general store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 21, 2011
Mar 20, 2011
Currency Exchange Loss:
Jul 15, 2011