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Salvacion is a 46-year-old married woman who supports her family by selling meat and frozen foods. She lives in Brooke's Point, Palawan. She has been a member of NWTF-Project Dungganon since 2006 and has improved her living conditions with the help of her loans from NWTF and through her own efforts. By working hard in the meat and frozen foods business, she is gradually making her family more economically stable. She now earns an average income of PHP 10,000. Salvacion is now borrowing PHP 15,000 to purchase meat and frozen foods for her food stall. This will be her 14th loan from NWTF-Project Dungganon. Her previous loan of PHP 11,000, which she paid off well within its term, was just another step in her journey toward economic freedom. Salvacion aspires to elevate her family's living conditions and ensure their future wellbeing by following the Dungganon way.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 481
    View loans »
    Philippines Loans Fundraising
  • $69,645,400
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Salvacion to purchase more meat to sell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 10, 2011
Mar 9, 2011
Currency Exchange Loss:
Oct 15, 2011