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Zaib-Un-Nisa's Group
In this Group: Zaib-Un-Nisa, Sakina Bibi, Meena Begum, Allah Rakhi, Khalida Parveen, Rukhsana Bibi
Zaib-un-Nisa lives in Depalpur which is a small city in Punjab Province, Pakistan. Her house is located in a small colony named Fazal elahi where she has been living, along with her family, in a two room brick house for the past five years.

She has a six year-old daughter who has yet not started attending school.

Zaib is very supportive person. She shares the financial burden with her husband by doing a private job. Her husband, whose name is W. I., also does a private job.

They both are very hardworking persons. After the day job, she carries out her responsibilities as a housewife very well and takes care of her family.

Her uncle, who also lives with Zaib and her family, operates a grocery shop in the nearby market. Through his shop he sells daily use items such as cooking oil, salt, sugar etc to customers.

He is short of stock these days and therefore Zaib has applied for a loan from Kiva partner Asasah to financially support her uncle in improving his business condition. With the loan, he will buy groceries in bulk to add variety to his shop and to fulfill customer needs on timely basis. Zaib is hopeful that a loan investment will help him increase his profits by putting more stock in his shop.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 346
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zaib-Un-Nisa's Group's $1,250 loan helped a member to buy groceries for a grocery shop business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 7, 2011
Mar 9, 2011
Currency Exchange Loss:
Feb 15, 2012