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Mercedes Adilia
Adilia is married and she has two children; one is 10 years old and the other is 5 years old. They are in primary school and preschool respectively. Adilia has her husband's support. He works as a geologist at the La Libertad mines. She is a very responsible and hardworking person. She also earns an income through the sale of cosmetic products.

She requests Kiva's support and she is thankful for their support. She needs a loan to improve the infrastructure of her house. She will change the roof and she will install flooring.

Her greatest dream is to have a dignified place to live and a good quality of life. She also wants to never have her children go without their daily meals.
View original language description ↓
La Sra. Adilia es casada, tiene dos hijos uno de 10 y otro de 5 años de edad, los cuales estudian primaria y preescolar respectivamente, la Sra. Doña Adilia cuenta con la ayuda del Marido que trabaja como Geologo en las Minas de La libertad, ella es una persona muy responsable y trabajadora, el cual tambien obtiene ingresos de venta de productos de cosmeticos.
Solcita ayuda a Kiva a quien desde ya agradece por esta oportunidad brindada, ya que necesita un credito para mejora la infraestructura de su Vivienda como es cambian techo y ponerle piso.
Su mayor sueño es tener una vivienda digna y con buenas condiciones de vida, a las vez que a sus hijos no les falte el pan de cada dia

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 34
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 22.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Mercedes Adilia to change the roof and to install a floor in her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 9, 2011
Apr 1, 2011
Currency Exchange Loss:
Oct 15, 2011