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Mariana M. C. is 58 years old, married, and lives with her husband and four children. She wants to buy a cow for milk production. The reason why she wants to have a dairy cow is so that her family can get ahead and have more money for household expenses. Mariana has land with well-conditioned pastures where she can take care of the cow. She thinks about her family and wants to provide for them by reducing expenses. With the money she saves up, she hopes to be able to buy things at the time her family needs them.

This is the first loan she has received from FUDECOSUR. Mariana has not taken any previous loans with other state banks. FUDECOSUR is providing this loan with better services and a much lower interest rate.

View original language description ↓
Mariana M. C., está casado, tiene 58 años y vive con sus 4 hijos y su esposo. Ella quiere comprar una vaca para la producción de leche. Lo que ella pretende es tener la vaca para la producción de leche para su hogar y salir de un gasto más del hogar. Ella cuenta con el área para el cuido de ella con pasto en buenas condiciones. Ella piensa en su hogar y lo que quiere es tener el suministro de la misma y así salir de ese gasto menos y con ese dinero utilizarlo para un ahorro o para otras cosas que falten según el momento.
Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 495.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Mariana to purchase a dairy cow.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 22, 2011
Mar 9, 2011
Currency Exchange Loss:
Apr 19, 2013