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Orlando V. M. is married and has three children who, together with his wife, are his greatest priority. He wants to buy manure and to finish some pending jobs in his coffee plantation so needs to pay labor costs to accomplish them. He intends to improve all his coffee plantation’s conditions so that it will be better developed and thus obtain improved harvests this year.

He thinks of his wife’s and children’s future so is always improving his crops daily in order to obtain more income from them thus improving their standard of living and providing his children with more comfort so that they will become professionals some day.

This is his first FUDECOSUR loan. He hasn’t had previous loans with state banks but FUDECOSUR offered the best terms and a much lower interest rate.
View original language description ↓
Orlando V. M., está casado, tiene 3 hijos que son su mayor prioridad al igual que su señora esposa. El quiere comprar abonos y realizar unos trabajos que le faltan a su cafetal, por lo cual tiene que pagar la mano de obra de estas mejoras. El pretende mejorar su cafetal en todas las condiciones que se puedan para tenerlo más desarrollado y así obtener mejores cosechas de la plantación este año. El piensa en el futuro de sus hijos y la de su esposa por lo cual está realizando cada día mejoras a su plantación para cada vez obtener más ingresos de ella y así ir creciendo su nivel de vida y ofrecerle a sus hijos una mayor comodidad para que lleguen a ser unos profesionales algún día.
Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 1
    View loans »
    Costa Rica Loans Fundraising
  • $4,804,475
    Funds lent in using Kiva
  • 495.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Orlando to buy coffee farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 22, 2011
Mar 9, 2011
Currency Exchange Loss:
Dec 15, 2011