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William V. M. is married living with his wife and two children who are his main priority. He wants to buy necessary supplies for his coffee crops to have them in good condition this year. He has a field already in production that’s in good condition. He also has several years experience growing coffee.

What he wants to do is increase production to have higher yields both in quantity and quality of coffee and to grow as a coffee producer in the zone with a good harvest this year. He thinks of his and his family’s future and wants to provide them with better quality of life as well as meeting some goals he has set up for himself to grow as a person and as a producer.

This is his first loan from FUDECOSUR. He hasn’t had any previous loans with state banks but FUDECOSUR provided the loan with better terms and a much lower interest rate.
View original language description ↓
William V. M., está casado, vive con sus 2 hijos y su esposa que son su mayor prioridad. El quiere comprar los insumos necesarios para la asistencia de su cafetal y tenerlo en buenas condiciones este año. Él cuenta con el terreno ya en producción, que está en buenas condiciones además cuenta con la experiencia en el manejo de este desde ya varios años. Lo que el quiere es incrementar la producción de su plantación para tener más rendimiento en calidad como cantidad de café y crecer como un caficultor de la zona en buena producción este año. El piensa en su futuro y en la de su familia, quiere brindarle una mejor calidad de vida, al igual lograr unas metas propuestas para crecer como persona y como productor.
Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 495.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Willian to buy farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 22, 2011
Mar 9, 2011
Currency Exchange Loss:
Mar 15, 2012