Jocelyn is a married woman who lives in La Castellana, Negros Occidental. She earns her living by operating three business ventures: selling RTW - ready to wear clothes, a sari-sari store and pig fattening. Her husband Edgar, who is 42 years old, helps in his wife's business activities. They have four children who are between 5 mos. and 19 years old. Jocelyn joined NWTF-Project Dungganon in 2007 because she aspired for something better for her family. With the help of her past seven loans from NWTF-Project Dungganon, Jocelyn has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 18,000 helped her earn a monthly profit of PHP 4,000, uplifting the family's standard of living. This time, for her eighth loan, she is borrowing PHP 15,000, which she intends to use to buy more stocks of Ready-to-Wear Clothes so that she can continue to save up for future business expansion. Jocelyn is a Dungganon woman who is following an honorable path toward the achievement of her dreams.
More information about this loan
On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.