Julie Joy is a married woman who lives in Narra, Palawan. She earns her living by operating a general store and selling livestock supplies. Her husband Emmanuel, who is 43 years old, works as a teacher to earn his living. Julie Joy joined NWTF-Project Dungganon in 2009 because she aspired for something better for her family. With the help of her past five loans from NWTF-Project Dungganon, Julie Joy has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 18,000 helped her earn a monthly profit of PHP 7,500, uplifting the family's standard of living. This time, for her sixth loan, she is borrowing PHP 25,000 to buy additional stock for the store so that she can continue to save up for future savings and expansion of her business. Julie Joy is a Dungganon woman who is following an honorable path toward the achievement of her dreams.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.