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Maria Teresa
María Teresa is a member of the communal bank “Los Solidarios” ["The Ones with Solidarity"] of the Arariwa Association. She is grateful for the opportunity provided to her in this way, and she is committed to making her payments according to the schedule.

María Teresa is 33 years old and single. She was born in the city of Urubamba, in the Department of Cusco, and she currently lives in the same city. María Teresa works for a private business called “Cerámicas Seminario,” which produces handicrafts such as artistic, decorative and utilitarian ceramics; jewelry; paintings; and sculptures, among others. She works from 8 in the morning until 5 in the evening, Monday through Saturday. She has been doing this work for 14 years, and it is going very well for her, thanks to the dedication she puts into her work. At this time, María Teresa needs a loan for personal use; she wants to use the funds to expand her house.
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María Teresa pertenece al banco comunal “Los Solidarios” D. la Asociación Arariwa y se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

María Teresa, tiene 33 años D. edad y es soltera, ella nació en la ciudad D. Urubamba del departamento del cusco y actualmente vive en la misma ciudad. María Teresa trabaja en la empresa privada llamada “Cerámicas Seminario” donD. se dedican a la elaboración D. artesanía como por ejemplo cerámica artísticos, decorativos, utilitarios, joyería, murales, esculturas y entre otros, ella trabaja desD. las 8 D. la mañana hasta 5 D. la tarD. D. lunes a sábados. Ya son 14 años que trabaja y le va muy bien gracias al empeño que pone en su labor. María Teresa en esta oportunidad requiere el préstamo para uso personal con el dinero desea ampliar su casa.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 76
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Maria Teresa expanding her house.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 14, 2011
Mar 8, 2011
Currency Exchange Loss:
Jul 15, 2011