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Ludmila is married, with a son and 2 daughters. She lives in the town of Privetnoye in the Kherson region. Ludmila owns several greenhouses where she grows cabbage, potatoes, radishes, squash and beets. She is an experienced farmer as she has been in this business for 15 years. Ludmila has invested about 100,000 grivnyas in the enterprise. Her average net profit amounts to 4,400 grivnyas a month.

Ludmila is seeking a loan of 15,000 grivnyas to purchase seeds, wood, fertilizer and plastic film. She is planning ahead to make sure her greenhouses are equipped for the upcoming farming season to provide the proper environment for growing plants.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 7.9
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Ludmila to purchase seeds, polyethylene film, wood and fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 7, 2011
Mar 6, 2011
Currency Exchange Loss:
Jul 18, 2011