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Malika K. is 31 and married. She was born and lived in the Republic of Tadjikistan and grew up in a large family of farmers. From early childhood she had to help her parents in the field where her family cultivated tomatoes, beets and peppers. At the age of 14, Malika’s family moved to Kyrgyzstan, where they continue the business of farming.

In 2002 Malika got married and soon became the mother of two children. In order to find a means of subsistence for her family, she decided to start her own business in cattle breeding. With the initial capital of 5,000 KGS, she managed to develop a farm with a monthly profit of 10,000 KGS from selling meat products. Being a very purposeful and positive person, Malika works hard to support her family.

Malika plans to use this loan of 100,000 KGS to increase the number of cattle. In the future, Malika is planning to give higher education to her children and purchase a car for her family.

Bai-Tushum and Partners is one of the leading microfinance institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors. Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Malika to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 8, 2011
Mar 6, 2011
Currency Exchange Loss:
Feb 15, 2013