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Odinakhon's Group
In this Group: Odinakhon , Sodikjan, Gulhumor, Umidjon
Odinakhon M., 20, is a leader of this group. Despite her young age, she managed to run the business for several years now. She found out about the loan from Kiva and was happy to tell her fellows about it. Odinakhon is single and lives with her parents, brother and a sister-in-law. Her mother is actively involved in agriculture, her father is a construction worker and her sister-in-law is a kindergarten teacher. Odinakhon says she inherited a strong and persistent personality from her mother. At the age of 17 she already knew best techniques for cultivating land and ways to get a rich harvest. At this moment Odinakhon is preparing the small piece of land that her family owns for sowing. She really hopes on good weather this year, because last year’s long winters and late spring destroyed most of her cultivation. The outcomes led to a poor harvest in fall, which raised only small amount of funds. She’s learned her lesson, and this year she will try to be more careful and follow the weather predictions. The history of the land goes far back to a period of fall of the Soviet Union back in 1991. During privatization, the family was given this land, which has become a major source of income for the entire family. This year she plans to sow seeds of cotton. Therefore she gathered her fellows and applied for this loan.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 62
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Odinakhon's Group's $1,500 loan helped a member to purchase seeds of cotton.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2011
Mar 5, 2011
Currency Exchange Loss:
Mar 15, 2012